Thursday, May 18, 2017

Avoiding debt

(cont'd from yesterday's post)

Millennials (age 18-34, roughly) seem to value financial independence for themselves, maybe more than their parents. At the same time, a sizable number of millennials live with their parents, probably because of heavy student loans and the high price of homes today.

But according to a recent study, some young women in their 20's and 30's are making good money decisions that will have them spending less than that horrific average of $600k (yesterday's post) on debt service over their lifetime.

photo: forbes.com

"Creating wealth is all about choosing correct habits now," common sense from a finance expert.

Those young women ranged in income from $30k to $150k and had these things in common:

1) they knew their income, what they had to work with
2) they knew their expenses and had worked out a budget
3) they set spending priorities
4) they used some device to save or invest money, like an automatic savings deposit

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